Withdrawal risk

lendingwithdrawal-risk·9 chains, 58 live deployments·by OnchainRouter

Measures every lending market for an asset by what is not lent out: the free liquidity in dollars and the utilisation behind it. Says which markets are open, which are tight, and which are effectively locked behind borrowers, and whether a withdrawal of a given size would clear today.

Arguments

asset

string · required

Asset symbol, e.g. USDC or WETH

chain

enum · required

Chain to search

ethereumarbitrumbscavalanchepolygonbaseoptimismgnosisscroll

amountUsd

number · optional

Withdrawal size in USD, to check whether it clears

What it answers

{"asset":"USDC","chain":"base","amountUsd":50000}

compound-v3 holds the deepest USDC pool on base: $36.7M free of $378.7M deposited, 90% lent out. A $50k withdrawal clears on compound-v3 and would stall on moonwell. moonwell at 100% is effectively locked: almost everything is lent out, so a withdrawal of any size queues behind borrowers.

Call it from an agent

Over MCP the tool is called by name and the payment is handled underneath.

withdrawal_risk(asset: "USDC", chain: "base", amountUsd: 50000)

Call it over HTTP

The first request returns 402 with the accepted networks. Sign one and repeat the request with the receipt.

curl -X POST https://onchainrouter.io/api/tools/withdrawal-risk \
  -H 'Content-Type: application/json' \
  -d '{"asset":"USDC","chain":"base","amountUsd":50000}'

← 402 Payment Required
  PAYMENT-REQUIRED: hedera:testnet, eip155:5042002

curl -X POST https://onchainrouter.io/api/tools/withdrawal-risk \
  -H 'Content-Type: application/json' \
  -H "PAYMENT-SIGNATURE: $RECEIPT" \
  -d '{"asset":"USDC","chain":"base","amountUsd":50000}'

← 200 OK